Home Purchase Loans Low down payments, flexible approval process, and more
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Online Pre-Qualification is FREE and there's No Obligation! Consolidate your bills, lower your monthly payments and put extra cash in your pocket. Apply Now regardless of your past credit!
$250 Discount Offer Discount of up to $250 is based on the number of application steps completed online and will be applied toward your closing costs if you apply online and your loan funds with Full Spectrum Lending. Only one discount offer per customer per loan. Not valid with any other promotional offer. Offer subject to change without notice. Rates, terms and programs subject to change. For consumer use only, not for real estate or mortgage professionals' use. Some products not available in all states. Restrictions apply.
Equal Housing Lender.© 2001 Full Spectrum Lending, Inc. Trade/service marks are the property of Countrywide Credit Industries, Inc. and/or its subsidiaries. Some products may not be available in all states. Restrictions apply. Pre-qualification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval. Approval is subject to rate increases, satisfactory property review and no change in financial condition. *Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing Information. Full Spectrum's Privacy and Security Statement.
Get a $250 Credit! Apply online and save while the offer lasts. online Pre-Qualification Find your home loan solution now! To us your future outweighs your past.
Self-Employed? See how we tailor our loans to meet your needs. Credit Repair Mortgage Fast Payment relief when you need it most. Online Pre-Qualification
Find your home refinancing solution now! To us, your future outweighs your past Low Down Payment Loans Want to keep more cash in your own pocket? You have options!
Had a Setback? We'll help you come back. Home Refinance Loans Get cash, consolidate debt and more. You have a wide range of options. Get a $250 Credit! Apply online and save while the offer lasts. Self-Employed? See how we tailor our loans to meet your needs. Loans to Improve Credit
A brighter financial outlook is around the corner. Online Pre-Qualification Find your home purchasing solution. Want to Improve Your Credit?
Try some simple steps that can make a big difference. Home Purchase Loans - Low down payments, flexible approval process, and more. You have a wide range of options.
Get a $250 Credit! Apply online and save while the offer lasts. Online Pre-Qualification Find your home loan solution now! To us your future outweighs your past. As the grand prize winner of Full Spectrum's National Mortgage Independence Day Contest, Darrow had the opportunity to accept money towards either his mortgage or consumer debt. He opted for payments to reduce consumer debt. And on February 9, 2001, he received a check for $800, the first of 12 monthly payments, for a total cash value of $9,600, compliments of Full Spectrum Lending.
Mr. Armstrong’s experience mirrors that of many Full Spectrum Lending customers. Many people are unaware of both the risks involved with over-extending credit and the difficulties in turning finances around. At Full Spectrum, we specialize in helping people consolidate debt, lower total monthly payments, learn more about credit issues and realize the dream of homeownership.
Self-Employed? See how we tailor our loans to meet your needs. Credit Repair Mortgage Fast Payment relief when you need it most. Online Pre-Qualification
Find your home refinancing solution now! To us, your future outweighs your past Low Down Payment Loans Want to keep more cash in your own pocket? You have options!
Had a Setback? We'll help you come back. Home Refinance Loans Get cash, consolidate debt and more. You have a wide range of options. Get a $250 Credit!
Apply online and save while the offer lasts. Self-Employed? See how we tailor our loans to meet your needs. Loans to Improve Credit A brighter financial outlook is around the corner.
Online Pre-Qualification Find your home purchasing solution. Want to Improve Your Credit? Try some simple steps that can make a big difference.
Home Purchase Loans Low down payments, flexible approval process, and more. You have a wide range of options. Refinance Purchase Decision Making Tools
Learning Center Mortgage Terms Glossary How to Choose a Home Loan Closing Costs Guide Factors Affecting Loan Decisions Credit Issues Rate Factors
eNewsletters Home Loan Process About Us Privacy & Security Credit Issues Having good credit makes it easier to get a loan. Good credit also helps you take advantage of lower interest rates and reduce your monthly loan payments.
Use the links below to get fast facts on credit. Discover why your credit history is important and how to improve your credit rating.Learn about credit:
Credit Basics Find out what exactly credit is and why it's important to you. How Credit Affects Rates See how your credit affects the rates you're offered on loans.
About Credit Scores Learn about credit bureaus and how you can get a copy of your credit report. How Credit Scoring Works See what affects your credit score and why.
How to Improve Your Credit Discover things you can do right now to start improving your credit rating. The information in this section provides a general overview of some of the factors that affect consumer credit scores and ratings based upon information provided to us by the companies that developed credit scores. Unfortunately, Full Spectrum Lending is contractually prohibited (as are other mortgage lenders) from providing a customer with his or her numerical credit score. We have asked the companies that developed credit scores to allow us to provide customers like you with your score as an additional customer service but have not yet received permission.
Equal Housing Lender. © 2001 Full Spectrum Lending, Inc. Trade/service marks are the property of Countrywide Credit Industries, Inc. and/or its subsidiaries. Some products may not be available in all states. Restrictions apply. *Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. State Licensing Information. Full Spectrum's Privacy and Security Statement.
Credit Issues Credit Basics How Credit Affects Rates About Credit Scores How Credit Scoring Works How to Improve Your Credit Email this article to a friend!
Use our loan calculators Free loan consultation Special offers and more Refinance You Might Have Hidden Cash In Your Home. If you've owned your home for several years, you may have hidden cash in the form of equity just waiting for you to use. You can consolidate monthly debts and lower overall payments. You can also use it to put extra cash in your pocket — for a vacation, room addition, or even for college. It's up to you.
Make a choice: Online Pre-Qualification Find out how much you can qualify for in a home refinance loan. No obligation, no cost, no credit report required.
Full Spectrum Loan Advantages Discover the top reasons we're the best choice for your home refinance loan. Home Loan Advisor Answer a few questions and find loan recommendations, suggested reading and mortgage calculators suited to your needs.
Loan Products and Options Explore all the loan choices we offer from fixed and adjustable rate loans to special loans for reducing paperwork, debt consolidation, and purchasing vacation and investment property.
Today's Rate Quote Get quotes on our most popular loans across a full range of credit profiles. Good News is Within Reach Use our decision making tools or browse through our Learning Center to discover your options. At Full Spectrum Lending, we believe in offering choices.
How to Get Your Money Faster The best way to speed your loan's closing is to make sure the information you provide is correct and complete. If you're using a standard loan application, be sure you understand exactly what's being asked for — you can always contact a Full Spectrum Home Loan Counselor for assistance.
What can I do to speed up the application process? Here are a few pointers: Read through the application carefully after you complete it. Make sure that you have the correct names, phone numbers, addresses and account numbers in every part of the form.
Pay special attention to Social Security numbers. Make sure you have the right number not just on the application, but on all the paperwork you submit.
Make sure you provide original materials whenever the form asks for an original (see our handy Checklist for the paperwork typically required). One of the best ways you have of getting your money quickly is using Full Spectrum. We make a point of staying in touch with you throughout the application process. Our Home Loan Counselors will go out of their way to help you close your loan quickly. Help them to help you by making sure you give them current and correct contact information.
Which type of loan? Home refinance loan Whether you're looking to refinance your first mortgage, obtain a second mortgage or home equity loan, you have options with Full Spectrum Lending.
Home purchase loan Whether you're looking for a first home, a second home or investment properties, Full Spectrum Lending offers you options.
"When Full Spectrum Lending contacted me, I just couldn’t believe what I was hearing. I am so thankful for this opportunity, because without it, I would be stuck in the same detrimental credit situation. I am now going to be able to pay off some of my debts and hopefully afford my own home by the end of the year." Darrow Armstrong
Darrow Armstrong, who was born and raised in Battle Creek, Michigan, has struggled for years with mounting debts and will now be able to alleviate some of that burden.
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Before you purchase "a" credit report or fall for the promise of "a" free credit report, realize there are 3 credit reporting agencies and they DO NOT share information! To understand what shape your credit is in, you need to know what all 3 national agencies are reporting about you. Order today, and know for sure tomorrow! CLICK HERE!
Get rates from hundreds of lenders Compare and Save! Great rates on home refinancing, new home purchases, and home equity loans, for all credit situations. Fill out our fast form for a free quote. Calculators. ...
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Mortgage lenders click here to list your website. If you would like to be notified of interest rate changes, enter your email address Home Lending - Indymac Bank Our Goal Is To Be Straightforward, Flexible, Responsive And Efficient. We Promise To Take Care Of You From Application To Closing. [more info]
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is easy to use, and it costs nothing to apply. Our online questionnaire takes a few minutes to complete and, based on what you tell us, we'll search our database of over 800 lenders to find a loan that matches your needs. Within just 24 hours, you'll receive an offer.
Mortgage Quotes Buying a New or Existing Home Congratulations on your decision to buy a new home. Mortgage participating lenders offer loan programs to match all of you borrowing needs.
Lower Your Monthly Payment Refinancing is a practical financing option that offers exceptional long-term rewards. Mortgage.Com can help you pinpoint the best refinancing opportunity to ensure substantial savings over time.
Equity, Debt Consolidation & Home Improvement Loan Find lenders who specialize in debt consolidations, home improvements loans (remodel) and easily convert your home's equity into fast cash (up to 125% of your home's value).
Do you have less than perfect credit? Credit problems? Late or forgotten payments? Out of work or filed for bankruptcy? There is no reason why an imperfect credit record should prevent you from getting a loan. The lenders at Mortgage Expo.com specialize in getting difficult mortgage loans approved.
FHA & VA Government Home Loans FHA provides affordable housing and financing for qualified borrowers nationwide ! Ideal for first-time homebuyers with less than 3% down. Already have an FHA Loan…. take advantage of the FHA "Streamline Refinance" program.
Attention Vets and Active Duty Military, you may be eligible to receive a low or NO down payment loan. Also learn about the VA Mortgage Funding Fee and receive a premium up to 2% depending on size of down payment.
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