Jennifer Klein

For All These Rights:
Business, Labor, and the Shaping of America's Public-Private Welfare State

In America, unlike anywhere else in the world, most people depend overwhelmingly on private health insurance and employee benefits. The astounding rise of this phenomenon from before World War II, however, has been largely overlooked. In this powerful history of the American reliance on employment-based benefits, Jennifer Klein examines the interwoven politics of social provision and labor relations from the 1910s to the 1960s. Through a narrative that connects the commercial life insurance industry, the politics of Social Security, organized labor's quest for economic security, and the evolution of modern health insurance, she shows how the firm-centered welfare system emerged. Moreover, the imperatives of industrial relations, Klein argues, shaped public and private social security.

Looking closely at unions and communities, Klein uncovers the wide range of alternative, community-based health plans that had begun to germinate in the 1930s and 1940s but that eventually succumbed to commercial health insurance and pensions. She also illuminates the contests to define "security"—job security, health security, and old age security—following World War II.

For All These Rights traces the fate of the New Deal emphasis on social entitlement as the private sector competed with and emulated Roosevelt's Social Security program. Through the story of struggles over health security and old age security, social rights and the welfare state, it traces the fate of New Deal liberalism—as a set of ideas about the state, security, and labor rights—in the 1950s, the 1960s, and beyond.

"For All These Rights, meticulous in its historical research and forthright in its policy conclusions, is of compelling importance to all who want a richer understanding of the role of social insurance in our society. Utilizing a developmental perspective, Jennifer Klein adds to the body of provocative scholarship that explores the relationships and tensions between private and public social and health security programs. She has much to say to historians, political scientists, economists, and policy analysts, for in explaining the past she enriches our understanding of the present and prepares us for the debates that will determine the further evolution of America's private-public welfare state."
- Rashi Fein, Ph.D., Professor of the Economics of Medicine, Emeritus, Harvard Medical School

"Jennifer Klein's splendid and deeply researched history of America's vast private welfare state contains many important messages for the present. Business increased its commitment to social welfare when government programs expanded. Private, not public, benefits have proved inefficient, inflationary, and unreliable. Business enterprises do not offer a stable, long-term foundation for benefits. And it is hard to hold them accountable. This is an essential book for the debate over the redefinition of the welfare state in this post-Enron age."
- Michael B. Katz, Walter H. Annenberg Professor of History, University of Pennsylvania

"A brilliant and authoritative account of how today's crisis in social and economic security came to be. In a breathtakingly original journey into the heart of America's private health, welfare, and pension programs, Klein shows that the critical choices were not just about whether we had a public or a private welfare system but what the nature of those systems would be."
- Dorothy Sue Cobble, Professor of Labor Studies, Rutgers University

Princeton University Press, 2004