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Postdoctoral Fellows Dental Plan Options

Eligibility

In order to enroll in a medical or dental plan, you must be scheduled to work at least 50% of the time. Here is a closer look at your Postdoctoral Fellows dental plan option:

If you are paid directly by Yale University, you can choose to enroll in the dental coverage or you can waive this coverage.

Please note: A two-year waiting period will apply if you cancel coverage after your initial enrollment.

A $50 individual annual deductible and a $100 family annual deductible for restorative/specialty will apply along with an individual annual maximum of $2,000.

For more information, please refer to the following Delta Dental Summary of Benefits and Rates Information.

2014 Delta Dental Summary of Benefits

2015 Delta Dental Summary of Benefits

Rates Information

See below for a general summary of covered services under the Delta Dental Plan. Click here for instructions on how to obtain a Delta ID card.

Service Category Covered Services Percentage Reimbursement
Preventive & Diagnostic
  • Oral exam
  • Fluoride treatment
  • Prophylaxis/Cleaning
  • Sealants
  • X-rays
  • Space maintainers
100% of reasonable and customary charges (up to the Maximum Allowable Amount)
Basic Restorative
$50 single/$100 family deductible applies
  • Amalgam restorations
    Composite restorations
  • Oral surgery/extractions
  • Periodontal surgery
  • Endodontics (root canal therapy)
80% of reasonable and customary charges (up to the Maximum Allowable Amount)
Major Restorative
$50 single/$100 family deductible applies
  • Crowns
  • Inlays, onlays
  • Fixed bridges
  • Dentures
50% of reasonable and customary charges (up to the Maximum Allowable Amount)
Orthodontics
  50% of reasonable and customary charges (up to a $2,000 individual lifetime maximum)