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Postdoctoral Fellows Dental Plan Options

Eligibility

In order to enroll in a medical or dental plan, you must be scheduled to work at least 50% of the time. Here is a closer look at your Postdoctoral Fellows dental plan option:

If you are paid directly by Yale University, you can choose to enroll in the dental coverage or you can waive this coverage.

Please note: A two-year waiting period will apply if you cancel coverage after your initial enrollment.

A $50 individual annual deductible and a $100 family annual deductible for restorative/specialty will apply along with an individual annual maximum of $2,000.

For more information, please refer to Delta Dental Summary of Benefits and Rates Information. Click here for instructions on how to obtain an ID card.

Here is a general summary of covered services under the Delta Dental Plan:

Service Category	Covered Services	Percentage Reimbursement
Preventive & Diagnostic	Oral exam Fluoride treatment Prophylaxis/Cleaning Sealants X-rays Space maintainers	100% of reasonable and customary charges (up to the Maximum Allowable Amount)
Basic Restorative $50 single/$100 family deductible applies	Amalgam restorations Composite restorations Oral surgery/extractions Periodontal surgery Endodontics (root canal therapy)	80% of reasonable and customary charges (up to the Maximum Allowable Amount)
Major Restorative $50 single/$100 family deductible applies	Crowns Inlays, onlays Fixed bridges Dentures	50% of reasonable and customary charges (up to the Maximum Allowable Amount)
Orthodontics		50% of reasonable and customary charges (up to a $2,000 individual lifetime maximum)